Mercury
FintechBusinessBusiness banking built for startups with USD accounts, treasury, and venture debt.
Founded 2019
San Francisco, USA
Last verified: 2025-01-15
Account Types
Available account currencies and types
USD (US)
Regulatory & Banking Structure
License types and account delivery model. Learn more
Regulatory Type
Money Services BusinessRegulators
- FinCENUS
Banking Partners
USD (US) Accounts
- Choice Financial Group(US)— Primary banking partner for USD accounts
- Evolve Bank & Trust(US)— Additional banking partner
Features
Platform capabilities and services
Virtual Cards
Physical Cards
Crypto Trading
Stock Trading
International Transfers
Multi-Currency
Business Tools
API Access
Mobile App
Web App
Joint Accounts
Savings Accounts
Debit Card
Direct Deposit
Bill Pay
ATM Access
Cashback
Rewards
Availability
Regions and countries where available
Regions
North America
Countries
US
Sources
Information verified from these sources
- Mercury Pricing(2025-01-15)
- Mercury Legal(2025-01-15)
Pricing
Free Tier
Monthly Fee0
Transaction FeesFree domestic wires, $5 international
FX Markup1%
No monthly fees, no minimum balance
Compliance
Deposit Insurance
$250,000 (up to $5M with sweep)
License Types
PARTNER BANK
Regulatory Bodies
FDIC (via partner banks)OCC
Notes
Only available for US businesses