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FintechBusiness

Business banking platform for small businesses with multiple checking accounts and profit-first budgeting.

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Founded 2018

Toronto, Canada

Last verified: 2025-01-15

Account Types

Available account currencies and types

USD (US)

Regulatory & Banking Structure

License types and account delivery model. Learn more

Regulatory Type

Money Services Business

Delivery Model

Sponsor BankBaaS Powered

Accounts held via partner/sponsor bank.

Regulators

FinCENUS

Banking Partners

USD (US) Accounts

Thread Bank(US)— Primary banking partner for USD accounts

Features

Platform capabilities and services

Virtual Cards

Physical Cards

Crypto Trading

Stock Trading

International Transfers

Multi-Currency

Business Tools

API Access

Mobile App

Web App

Joint Accounts

Savings Accounts

Debit Card

Direct Deposit

Bill Pay

ATM Access

Cashback

Rewards

Availability

Regions and countries where available

Regions

North America

Countries

Sources

Information verified from these sources

Relay Pricing(2025-01-15)
Relay Legal(2025-01-15)

Pricing

Free Tier

Monthly Fee0-75

Transaction FeesFree ACH, $3 domestic wire, $10 international

FX MarkupVariable

Starter free, Growth $30/mo, Pro $75/mo

Compliance

Deposit Insurance

$250,000

License Types

PARTNER BANK

Regulatory Bodies

FDIC (via Thread Bank)

Notes

Only available for US businesses

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